Sunday, November 26, 2006

Collection agencies working your last nerve?

Recently I found out a collection agency slapped something on my credit report. I had a hunch this was not a legitimate debt, but I didn't know how to start the process of getting it cleared up. So as usual, I turned to the net and found credit info center. A site that is full of great ideas for cleaning up your credit for FREE. That's right, no money needed. Their link is on the right side of my blog.

One of the coolest things on the site is their explanation of the debt validation process. They give step by step instructions for making collection agencies prove that a debt is valid and they are entitled to collect the debt. Many times they are not. The site even includes a form letter which you can customize and send to creditors. If they are not able to validate the debt is legitimate, you have the legal right to request it to be removed from your credit report. For all of the skeptics out there, I have personally verified that this process works. Check it out and let me know how it works for you.

Sunday, November 05, 2006

Maxed Out

My new fave show is Maxed Out. It features a personal money coach who breaks down financial issues for women. The show is pretty direct and entertaining. I learn something new every show. However, it is a Canandian production so there are some slight differences in terms. Check it out and get free financial advice. Here is a link to the wnetwork so you can get more information. In my area, the show is on the Style network. So you probably want to check your local listings. http://www.wnetwork.com/tv_shows/shows/maxed_out/index.asp